信用證可以修改嗎?看看規定怎么說(中英文對照)
信用證可以修改嗎?外貿業務中,如果遇到需要修改信用證的情況,我們該如何確認?我們首先來看下國際慣例是如何規定的。
一、ICC UCP600《跟單信用證統一慣例》
ICC UCP600《跟單信用證統一慣例》對信用證的修改提出了明確規定,中英文對照如下:
Article 9 Advising of Credits and Amendments
第九條 信用證及修改的通知
1、A credit and any amendment may be advised to a beneficiary throughan advising bank. An advising bank that is not a confirming bankadvises the credit and anvamendment without anv undertaking to honour or negotiate. a.信用證及其修改可以通過通知行通知受益人。除非已對信用證加具保兌,通知行通知信用證不構成兌付或議付的承諾。
2、By advising the credit or amendment, the advising bank signifiesthat it has satisfied itself as to the apparent authenticity of thecredit or amendment and that the advice accurately reflects the terms and conditions of the credit or amendment received. b.通過通知信用證或修改,通知行即表明其認為信用證或修改的表面真實性得到滿足,且通知準確地反映了所收到的信用證或修改的條款及條件。
3、An advising bank may utilize the services of another bank(“second advising bank") to advise the credit and any amendment tothe beneficiary.By advising the credit or amendment, the second advising bank signifies that it has satisfied itself as to the apparent authenticity of the advice it has received and that the advice accurately reflects the terms and conditions of the credit or amendment received. c.通知行可以利用另一家銀行的服務(“第二通知行”)向受益人通知信用證及其修改。通過通知信用證或修改,第二通知行即表明其認為所收到的通知的
表面真實性得到滿足,且通知準確地反映了所收到的信用證或修改的條款及條件。
4、Abank utilizing the services of an advising bank or secondadvising bank to advise a credit must use the same bank to advise anyamendment thereto. d.如一家銀行利用另一家通知行或第二通知行的服務將信用證通知給受益人,它也必須利用同一家銀行的服務通知修改書。
5、If a bank is requested to advise a credit or amendment but electsnot to do so, it must so inform, without delay, the bank from whichthe credit, amendment or advice has been received. e.如果一家銀行被要求通知信用證或修改但決定不予通知,它必須不延誤通知向其發送信用證、修改或通知的銀行。
6、If a bank is reauested to advise a credit or amendment but cannotsatisfy itself as to the apparent authenticity of the credit, theamendment or the advice, it must so inform, without delay, the bank from which the instructions appear to have been received. If the advising bank or second advising bank elects nonetheless to advise the credit or amendment, it must inform the beneficiary or second advising bank that it has not been able to satisfy itself as to the apparent authenticity of the credit, the amendment or the advice. f.如果一家被要求通知信用證或修改,但不能確定信用證、修改或通知的表面真實性,就必須不延誤地告知向其發出該指示的銀行。如果通知行或第二通知行仍決定通知信用證或修改,則必須告知受益人或第二通知行其未能核實信用證、修改或通知的表面真實性。
Article 10 Amendments
第十條 修改
1、Except as otherwise provided by article 38, a credit can neitherbe amended nor cancelled without the agreement of the issuing bank,the confirming bank, if any, and the beneficiary. a.除本慣例第38條另有規定外,凡未經開證行保行(如有)以及受益人同意,信用證既不能修改也不能撤銷。
2、An issuing bank is irrevocably bound by an amendment as of thetime it issues the amendment.Aconfirming bank may extend itsconfirmation to an amendment and will be irrevocably bound as of the time it advises the amendment. A confirming bank may, however, choose to advise an amendment without extending its confirmation and, if so, it must inform the issuing bank without delay and inform the beneficiary in its advice. b. 自發出信用證修改書之時起,開證行就不可撤銷地受其發出修改的約束。保兌行可將其保兌承諾擴展至修改內容,且自其通知該修改之時起,即不可撤銷地受到該修改的約束。然而,保兌行可選擇僅將修改通知受益人而不對其加具保兌,但必須不延誤地將此情況通知開證行和受益人。
3、The terms and conditions of the original credit (or a creditincorporating previously accepted amendments) will remain in forcefor the beneficiary until the beneficiary communicates its acceptance of the amendment to the bank that advised such amendment. The beneficiary should give notification of acceptance or rejection of an amendment. If the beneficiary fails to give such notification, a presentation that complies with the credit and to any not yet accepted amendment will be deemed to be notification of acceptance by the beneficiary of such amendment. As of that moment the credit will be amended. C.在受益人向通知修改的銀行表示接受該修改內容之前,原信用證(或包含先前已被接受修改的信用證)的條款和條件對受益人仍然有效。受益人應發出接受或拒絕接受修改的通知。如受益人未提供上述通知,當其提交至被指定銀行或開證行的單據與信用證以及尚未表示接受的修改的要求一致時,則該事實即視為受益人已作出接受修改的通知,并從此時起,該信用證已被修改。
4、A bank that advises an amendment should inform the bank from whichit received the amendment of any notification of acceptance orrejection. d.通知修的銀行應當通知向其發修書的銀行任何有關接受或拒絕接受修改的通知。
5、Partial acceptance of an amendment is not allowed and will be deemed to be notification of rejection of the amendment.e.不允許部分接受修改,部分接受修改將被視為拒絕接受修改的通知。
6、A provision in an amendment to the effect that the amendment shallenter into force unless rejected by the beneficiary within a certain time shall be disregarded. f.修改書中作出的除非受益人在某一時間內拒絕接受修改,否則修改將開始生效的條款將被不予置理。
二、修改原則總結
總結而言,對不可撤銷信用證修改應遵循的以下原則:
1、信用證的修改必須經開證行、保兌行(如有)、受益人的同意;
2、如果銀行利用另外一家銀行(第一通知行)的服務將信用證通知給受益人,則它必須利用該通知行的服務通知修改;
3、如果第一通知行利用另外一家銀行(第二通知行)的服務將信用證通知給受益人,則它必須利用該通知行(第二通知行)的服務通知修改;
4、未經開證行、保兌行(如有)、受益人的同意,對信用證的修改書不能部分接受部分拒絕;
5、保兌行有權決定是否對修改通知加具保兌承諾,但如不同意其加具保兌,必須不延誤地將此情況通知開證行和受益人;
6、通知修改的銀行應通知向其發出修改書的銀行任何有關接受或拒絕接受修改的通知;
7、開證行自發出修改書之時,即對修改書負有不可變更的義務;
8、原信用證條款,在受益人告知接受修改前,仍然對受益人有約束力。